By Kate Wagner, Curbed Seattle

Until around 2007, McMansions mostly borrowed the forms of traditional architecture, producing vinyl Georgian estates and foam Mediterranean villas.

But in the last 10 years, this has begun to change: McMansions are now being constructed in architectural styles from the 20th century, specifically modernism. We are witnessing the birth and the proliferation of modernist McMansions: McModerns.

Though McModerns are commonly found in the places where modernism itself thrives—indoor-outdoor climates like the West Coast and the Southwest, and near liberal cities on the East Coast—they are also beginning to pop up in burgeoning tech hotbeds south of the Mason-Dixon, such as central North Carolina and Atlanta, Georgia. McModern houses are following the trail left behind by NPR, Chipotle, and MacBook Pros: They've become popular with younger, tech-savvier, and more highly educated individuals.

A MULTIFACETED CIVIL ENGINEERING FIRM

Land Development Consulting (LDC) is a consulting, engineering, surveying, and planning firm based in Woodinville. The company was founded in 2003 and currently employs 43 people.

LDC works in three different market sectors:

1. The first is civil engineering related to residential land development in the Puget Sound area, which includes surveying, permitting, and road and utility work for builders.
2. The second sector is helping cellular companies, such as Verizon, AT&T, and T-Mobile, with tower siting and installations in Washington, Oregon, Idaho, Alaska, and Texas. “It’s interesting and challenging work,” says Mark. “We’re often designing small cell systems in localized environments, like the Gorge Amphitheater and Seattle Center.”
3. LDC’s third area of work is in public works, specifically design and construction for large municipal projects.

Mark has several roles at LDC. As the director of engineering, he manages the day-to-day operations of the firm from a technical and financial aspect. He is also the de facto CFO and manages the company’s benefit and health insurance packages.

LDC HAS ENJOYED 13 YEARS OF MBA HEALTH TRUST BENEFITS

“We’ve been using the MBA Health Trust since the inception of our company. And over the past five or six years, as we’ve really been growing, we’ve shopped MBA’s pricing several times. Every single time, the competitor packages were not nearly as strong. They may have been cheaper, but the MBA always provided the best overall value.” Last year, Mark says, the MBA plan was “almost 9 percent less expensive and provided 20 percent lower deductible costs for individuals and 40 percent lower for a family.”

AFFORDABLE PLAN FOR THE COMPANY, ITS EMPLOYEES, AND THEIR FAMILIES

Mark says that the MBA has evolved with market conditions. LDC was able to transition from a PPO plan to an HSA plan four years ago to ensure more affordable health insurance for the company, employees, and dependents. Mark says, “95 percent of our employees are now on an HSA plan. It was a seamless transition. The MBA team walked us through the entire process and taught us to communicate it to our employees. The plan is working really well. There are no complaints from our employees and all the doctors who were previously available still are.”

REDUCING FINANCIAL STRESS

Mark adds that the HSA plan has saved his company enough money to increase its coverage for dependents. “Our goal,” he says, “was to reduce the financial stress on our staff’s families and the MBA Health Trust helped us do that. Overall, we get much better coverage for a much better cost. And we are now able to provide 50% of dependent coverage.”

Mark’s firm works closely with EPK, the administrator of the Health Trust plans. “They’re great to work with,” he says. “Every year they give a lunchtime presentation about what to expect for the coming year. They have continuously stepped up to the plate and provided the service we’ve needed for the plans we adopt.”

MBA MEMBER BENEFITS ALSO INCLUDE THE GRIP PROGRAM

LDC takes advantage of additional benefits provided by the MBA, including the GRIP program, which helps improve safety and reduces the overall cost of workers’ compensation for MBA members. “That service has been a huge asset in getting our safety procedures up to speed to make sure we are compliant,” Mark says.

Forget your favorite tiny home hunter show for a minute—this is real life. Despite what the media tells us, homeowners and homebuilders, have only very recently begun to shrink their standards in favor of more compact confines.

In the 1990s, if you can remember back that far, about 23.2 percent of homes built were 3,000 square feet or more according to a builderonline.com article based on data taken from the Census Bureau American Housing Survey (AHS). But after the recession, square footage dropped, right? Not so much. The study, which looked at the years between 1990 and 2015, saw the number of 3,000-plus square foot homes built actually increase to 28.6 percent from 2010 to 2015. In fact, the tiny trend didn't really start picking up steam until mid-2016, when millennials and other such first-time buyers became a big enough segment to affect census numbers.

What's interesting is that the minor dent young folks and first-timers are putting in the overall evolution of expanse isn't enough yet to pull builders off course. As labor and land costs expand with our house sizes, builders are less likely to put themselves at risk, opting to operate in the higher-end housing market boasting secure returns, as opposed to taking a less calculated dip into the lower-end income pool and the smaller—dare we say ‘tiny'—household segment.

Does that mean lower-end shoppers are out of luck?

Not necessarily. Townhouse construction is on the rise, accounting for 9 percent of single-family homes from 2010-2015 (up from 6 percent during the ‘90s), and, according to the Builder article, recent data reports show townhouse construction making upwards of 12 percent of total construction in current quarters.

Will townhomes and tiny houses continue to creep into the bigger picture? Time will tell, but it's safe to say as costs continue to rise and people continue coming to hotspots like Seattle and the Puget Sound region, both builders and buyers will continue to push traditional housing boundaries and seek out less expensive, more practical means of housing.

Should be an interesting evolutionary ride.

Craving more on less? Check out Seattle's tiny home revolution.