High-Quality, American-Built Skylights and Other Products

Established in 1982, CrystaLite is a Northwest manufacturer of high-quality skylights, roof glazing, sun rooms, and railing systems for residential, commercial, and industrial markets. Based in Everett, Washington, CrystaLite has additional distribution and sales locations in Spokane and Salem, Oregon, and employs 60 total employees. Materials are sourced in America and all products are manufactured in the Pacific Northwest. The company sells its products across the United States.

Lots of Hats

Cathy Hieb is Controller and Secretary/Treasurer of CrystaLite, but assumes other roles. "My background is in finance. I started 13 years ago as the company Controller and have just recently assumed the corporate responsibility as Secretary/Treasurer. I handle the company finances, like quarterly/monthly reporting, financial statements, payroll, AR, and AP. But I wear a lot of other hats. I'm also personal secretary to the President and Vice President."

Big Cost Savings From the MBA Trust

CrystaLite has been a member of the MBA Health Trust for 12 years. "Cost savings is the big advantage to being in the Trust," Cathy says. "These days, keeping health insurance costs down but still providing employees what they need is a challenge. We pay 100 percent of our employees' premiums and that's something we want to continue to do if it's affordable."

Significant Savings Compared to Other Plans

Cathy says CrystaLite goes out for bid every year for health insurance but always finds the best options with the MBA. "We've even had other insurance companies approach us for our business and then tell us that the MBA Health Trust is way better, the savings are so significant, that we should just stay with them. Only once did we go to another plan, but then we came back to the Trust."

The MBA Trust Gives Crystalite Plan Flexibility

CrystaLite employees have the choice between two plan options, depending on their personal needs and circumstances. "About seven years ago, the high-deductible HSA program came on the scene and we were the first company to jump on board," Cathy relates. "We offer our employees two programs: a traditional plan for those who use more doctor visits and the high-deductible health-savings account for those who just want to make sure they have catastrophic coverage. Now we have 90 percent on the HSA program. You can still see any doctor you want and all the major hospitals in Seattle are covered. The HSA plan is affordable for us but still offers major benefits for our employees when they really need it."

Strong Broker Relationship

"Our administrator is EPK," says Cathy. "They're very good. They know our company very well and what our goals are. If I have a question, they are giving me answers right on the first phone call. Adding or terminating employees is accomplished pretty much the same day. They are really good at that."

MBAKS held its annual Housing Solution Breakfast on October 17, gathering elected officials, industry leaders, city staff and housing partners to elevate the importance of successful middle housing implementation. The event emphasized the partnership it will take to do it right. We used the program to strengthen our messaging on middle housing policy and acknowledge the hard work ahead for many cities.

This year we were joined by 140 guests with over 35 public officials in attendance. The program opened with a video featuring MBAKS homebuilder members and Redmond Mayor Angela Birney. The video highlights the importance of our shared work implementing House Bill 1110 at the local level.

Our Keynote speaker, Morgan Shook, Senior Policy Analyst and Partner at ECONorthwest, provided an overview of Oregon’s middle housing efforts, what’s working and what’s not. Key takeaways include:

• Graduated floor area ratio (FAR) limits encourage the development of more small units.
• Removing minimum parking requirements is another way to facilitate middle housing.
• Local governments should use caution when regulating frontage improvements or other infrastructure upgrades. These costs are substantial and impact financial feasibility, creating an unsurmountable barrier and resulting in fewer homes.
• View the full slide presentation here.

Attendees also had the opportunity to hear from Josh Brown, Executive Director at Puget Sound Regional Council and Cathy MacCaul, Advocacy Director at AARP of Washington. Each brought their unique perspective and emphasized why this work is so important for meeting our region’s housing needs.

To learn more about MBAKS’ efforts on Middle Housing implementation, please see MBAKS Middle Housing Implementation Plan.

And don’t forget to read about middle housing in the news! MBAKS and members partnered to publish three editorials this year in support of successful middle housing implementation. Read more here.

This week, Joe Jonart of Axia Home Loans shares how he learned about the MBA and his favorite parts of being a member. 

Learn more about member benefits